I consider myself pretty web-savvy and spam/hoax-aware. Today I very nearly got fooled into giving my PayPal information to some shady characters.
This morning I got an e-mail from PayPal — or so I thought. It looked nice and branded, no spelling or grammar mistakes, security warnings telling me not to give my password or anything to anybody, and even a link inviting me to go and see PayPal’s Security Tips page. It was just asking me to login on the site and check my data there (that’s what I understood then, re-reading it now, it says they will verify the information I have entered, which is much more fishy).
I had already made a mental note of one of the PayPal warnings, which is to not trust any other site than https://www.paypal.com/ (I’m not linking it so as not to encourage you to click on links which seem to point there — you’ll understand why in a minute). Now, remember this was early morning for me (don’t you also check your e-mail in the morning?). I clicked on the login link, and noticed the browser was sending me to a website identified by an IP address (220.127.116.11 in this case). I stopped everything, and clicked the nice blue link that said https://www.paypal.com/us/cgi-bin/cmd=profile-update. The login page looked furiously like the real PayPal login page, and I was about to login with no second thoughts when I noticed the name in the browser bar was http://www.ssl2-paypal.com/support/update.html — not the link I had clicked on!
I had seen this address before, in another “PayPal” e-mail I had got a couple of weeks back. Already then they had managed to fool me, even though the e-mail was less well crafted than this time. I smelled a rat, so finally typed https://paypal.com/ in my browser and logged in there. Nothing special happened.
I dug out the previous e-mail, slightly worried now. You see, although I had been suspicious about this first e-mail, I do remember that I had logged in somewhere. But to this moment I’m not sure if I logged into the fake website or if I had the sense to point my browser to the real PayPal website myself before logging in. I think I did, I hope I did, and in any case I just checked my account for fraudulous activity and changed my password. The first e-mail was really bad, but I was convinced enough that it came from PayPal to forget about it, just making a mental note that their copywriting was really really poor.
This made the second scam e-mail seem all the more real: when I got it, I thought “oh, so that last e-mail must really have been a fake, this is what a real one looks like.” Poor unsuspecting me.
At this point, I still thought the second e-mail was a “real” one, but that the ssl2-paypal people had someway managed to hack a redirect on the official PayPal site. I hadn’t looked at the e-mail source yet, see?
Anyway, I decided to report the first e-mail I had received.
Coming back home at the end of the day, I had an automated response from PayPal regarding my complaint. It again stated all the security measures to take, in particular the one about always typing https://paypal.com in your browser. And I thought: “you doofuses, you had better stop putting clickable links in your e-mails if you want people to get used to typing the address!”
I was going to respond to them with a more politically correct comment in that direction when I went to have a second look at the e-mail (which, I remind you, I still thought legitimate) I had got in the morning. And that is when I realised that the beautiful blue link was in fact a fake link, disguised as a real one. You can put anything in the href attribute of an achor tag — the catch here is that their link looks a lot like the blue links e-mail reading programs create when they encounter plain-text URL’s.
So, there we go. I was nearly caught by those not-that-dumb spammers. Remember the golden rule:
Always TYPE the address in your browser, don’t CLICK on links in PayPal or other e-mails.